Our Team

Graeme Hart

Graeme Hart

RICP ®

Graeme grew up in northern England and graduated from the University of Southampton with a degree in Quantitative Economics. He has over 10 years of experience in both capital and financial markets. A former derivative broker in London, he came to the U.S. on a temporary break to coach soccer and decided to stay.

As a Retirement Income Certified Professional (RICP), Graeme has a philosophy that all the relevant aspects of a client’s financial life must be considered when building an effective retirement income plan. His begin with the end in mind approach to retirement planning is what helps him stand out from the crowd.

“We have been thinking about retirement planning all wrong. It’s not the size of your assets that determines your wealth in retirement, it’s the efficiency of how you can turn those assets back into a monthly income stream that is the measure of true wealth.”

Graeme aims to provide an integrated and holistic view into every aspect of his clients lives. He encourages clients to come to him for financial advice on any aspect of their lives. Whether it be purchasing a new home, getting their budget in order, or protecting their family income streams, he takes his role as a financial advisor as far as the client wishes.

He lives with his wife and two young children in the Little Italy neighborhood of Chicago. He is an avid traveler, enjoys an active lifestyle, playing soccer, tennis, golf and impressing his family and friends with his gourmet cooking.

Graeme is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, member SIPC (www.sipc.org). He holds the following FINRA investment licenses: Series 7, Series 63, and Series 65.

CA Insurance License # 4056837

Liz Henschel

Liz Henschel

Director of Operations

Liz got her start in the financial service industry in 2018 after spending over ten years in higher education. After deciding she wanted a career change, she joined WestPoint Capital and grew a passion for financial planning.

Liz works directly with the clientele, from the beginning to the end of the financial planning process and throughout different times in our client relationships. She enjoys building personal relationships and providing optimal customer service to our clients. Because of her skill set, she has multiple touch points with clients throughout implementing and maintaining their financial plan. Her strong background with high-level customer service and close attention to detail are essential to her day to day role.

Liz has a BA in Journalism from Columbia College Chicago and is currently licensed in Life and Health Insurance with plans on pursuing additional licenses in the future.

When Liz isn’t working, she enjoys going to live shows, participating in the Chicago stair climbs (Hustle up the Hancock and Skyrise Chicago), traveling, and visiting national parks. She has a dream of becoming a park ranger.

Kristin Kulasik

Kristin Kulasik

Director of Client Experience

Kristin entered the financial industry in 2014 after three years of working in hospitality. Although her decision to change careers wasn’t easy, Kristin was eager for the challenge and hopeful that her intuition would lead her to greater opportunities. She initially accepted an offer from Northwestern Mutual and eventually joined Michael Riback’s team just as he transitioned from Northwestern Mutual.

Since the summer of 2015, Michael and Kristin have grown as a strong, dynamic, professional duo. Michael has taught Kristin a great deal about financial planning, and Kristin has enhanced Michael’s business with her expertise in client communications and marketing. Together, they have advanced Michael’s business to a wonderful place – A place that requires more staff!

Today, Kristin’s role as Director of Marketing at WestPoint Capital mainly consists of maintaining the advisors’ calendars, client onboarding, client outreach/appreciation, and managing online presence. She enjoys building relationships with clients and being the voice of WestPoint Capital’s various mediums.

Kristin has her BA in Fine Arts & Communication from Western Illinois University. She graduated Summa Cum Laude and served as Vice President of the University Union Board. In her spare time, Kristin enjoys writing poetry, cooking, exercising, hiking, travelling, and attending concerts and comedy shows. Kristin lives in Chicago’s South Loop neighborhood with her adorable Maltese-Yorkie, Flower.

Chelsea Caulfield

Chelsea Caulfield

Director of Investment Operations

Chelsea moved to Chicago in 2016 with aspirations to achieve her undergraduate degree in international business. While in school, she took advantage of the opportunity to live abroad in Dublin, Ireland. It was during this time period where Chelsea made the choice to shift the rest of her coursework towards the financial industry.

Over the next two years, Chelsea worked hard and faced the COVID-19 obstacle along the way. Her biggest achievement was earning her finance degree from Loyola University of Chicago during the peak of the pandemic. Shortly after, she moved on from her college job and got her foot in the financial field in early 2021.

Since then, Chelsea has been learning as much as she can, and has many goals she wants to reach over the next couple of years. These include obtaining as many financial licenses she can, and building client relations. She is currently on track to take the SIE and Series 7 exam by the end of 2022.

In her free time, you can either find Chelsea reading, taking a bath, or in a quiet coffee shop planning her next adventure. Her favorite hobbies include finding the best Mexican food around town or playing with one of her pets.